FundedNext for UK and EU traders: Stellar 2-Step, fees and payouts

Affiliate disclosure

We are not currently a FundedNext affiliate. This page contains no affiliate or referral tracking links. The FundedNext URLs cited below are ordinary public product and help pages without referral or tracking parameters added by this site.

Our coverage of FundedNext is independent. We have no commercial relationship with FundedNext, and this page contains no tracked links.

Key facts

This box covers Stellar 2-Step at a $100,000 notional size.

Facts as of 6 November 2026 (Europe/London). Expert Advisors and some company-account wording were rechecked on 11 November 2026 (Europe/London). Checkout and the firm’s live Terms prevail.

Fee for a $100,000 Stellar 2-Step account: About £415 (FundedNext charges $549.99). The pound figures are approximations, not the firm’s listed prices. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more. Converted on 12 November 2026 using the Bank of England daily spot rate (£1 = $1.3238). Rate source. Official pages checked on 15 November 2026 list this fee in US dollars. Checkout and the firm’s live price prevail.
Phase 1 profit target: 8% of the starting balance.
Phase 2 profit target: 5% of the starting balance.
Daily loss limit: 5% of the starting balance each day. The limit resets at midnight server time (00:00).
Maximum loss: 10% of the starting balance. This is a static limit. Balance or equity must not fall below 90% of the start, including open losses.
Minimum trading days: 5 calendar days in each phase.
Time limit: No time limit, on the Stellar 2-Step pages we sourced.
Profit split: Headline 80% on the 21-day option. Other options are 60%, 90% or a 95% add-on. The option is locked at checkout.
First payout / payout frequency: The payout option is locked at checkout. One example is 21 days, then every 14 days.
Weekend / swing holding: Allowed in the Challenge and on the FundedNext Account, on Stellar 2-Step.
News trading: The Challenge is exempt from the 40% rule. Once funded, only 40% of profits count in a 10-minute news window, and losses count in full.
EAs (Expert Advisors): Not permitted on accounts of $50,000 or more. A $100,000 Stellar 2-Step is manual-only, on the pages we sourced.
Company accounts: No. Only individuals can hold the account, in their personal name, after KYC (identity checks).
Fee refunded?: Yes. The fee is refunded with the first Performance Reward.

What this means

How much simulated profit you need to make to pass a step.

— A profit target is how much simulated profit you need to pass a step.

The most you can lose in one day before you fail the challenge.

— A daily loss limit is the most the account may fall in one day before you fail.

The most the account can fall before you fail the challenge. Some firms also set a separate daily loss limit.

— Maximum loss is the overall floor. Static means that floor stays put. Trailing means it can move up as the account makes new highs.

The share of a Reward (a payout) you would receive, if the firm pays one. The rest stays with the firm.

— A profit split is the share of a Reward (a payout) you would receive, if the firm pays one.

A contractual payment a firm may pay if you meet its rules. It is not automatically the same as a return on a regulated investment, and not live brokerage money unless the firm’s reviewed terms clearly say so.

— A Reward is a contractual payment under the firm’s terms. It is not automatically live brokerage money.

A challenge with two stages. You usually need to hit a profit target in each stage, often with a smaller target the second time.

— A two-step challenge has two stages, each with its own profit target.

For other terms, see the same glossary popovers in the pages, or Find an answer.

3 things worth knowing

Only an individual can hold the account. A company cannot, on the pages we sourced.
Expert Advisors are not permitted on a $100,000 Stellar 2-Step. That size is manual-only.
Once funded, profits in a 10-minute news window may count at only 40%. Losses in that window still count in full.

Risk warning

Prop-style challenges charge upfront fees that you can lose in full if you fail evaluation or breach rules. Official FundedNext product framing treats CFD evaluation and FundedNext Accounts as simulated-trading products — still not live brokerage capital — on which real-money Performance Rewards may be paid.

According to FundedNext’s regulation help article, the firm states that it does not handle client funds and does not trade on behalf of the public, and that it is not subject to conventional financial regulations (article dateModified 9 April 2026; pages as of 6 November 2026).

Past or simulated results do not guarantee future Performance Rewards. Nothing here is investment, tax, or regulated financial advice. Do not assume that the protections of a regulated live CFD account apply to FundedNext Accounts or Performance Rewards. Whether any particular statutory protection applies is a legal question; it is not determined in this article.

Full rules

How a prop challenge works

Most firms on this site sell a

A challenge with two stages. You usually need to hit a profit target in each stage, often with a smaller target the second time.

challenge. You pay a fee, trade in a

A practice-style account that uses fake money. Passing a challenge does not, by itself, mean you have been given live brokerage money.

with fake money, and try to hit a

How much simulated profit you need to make to pass a step.

without breaking

The most the account can fall before you fail the challenge. Some firms also set a separate daily loss limit.

. This is a general picture. Each firm’s rules differ.

Last checked: 6 November 2026 (Europe/London).

Pay the fee

You buy the challenge. If you fail the rules, you can lose this fee in full.
Trade within the rules

You trade in a simulated account. The money on the screen is not live brokerage money at this stage.
Hit the first target

You need to reach the first profit target without breaching the
The most you can lose in one day before you fail the challenge.
or overall drawdown limits.
Pass the second step

On a two-step challenge you do it again, often with a smaller target. Some firms also sell
A challenge with only one stage, rather than two.
or instant products, with different rules.
Request a payout

If you pass, you may be able to request a
A contractual payment a firm may pay if you meet its rules. It is not automatically the same as a return on a regulated investment, and not live brokerage money unless the firm’s reviewed terms clearly say so.
. The
The share of a Reward (a payout) you would receive, if the firm pays one. The rest stays with the firm.
is the share you would receive if the firm pays one.

A “funded” account is often still simulated. A Reward is a contractual payment under the firm’s terms — not the same as a return on a regulated investment, unless the firm’s reviewed terms clearly say so.

On FundedNext (sourced figures)

This page focuses on Stellar 2-Step.

Profit targets: 8% then 5%.
Daily / max loss: 5% / 10% static.
Fee for the matched ~$100k size: about £415 (FundedNext charges $549.99). The pound figure is an approximation. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more. Checkout prevails.
The payout option is locked at checkout, so the share and timing can change with the option you pick.
Company accounts are not permitted. Weekend holding is allowed.

Last checked: 6 November 2026 (Europe/London). Re-check FundedNext’s live pages before you rely on a fee or a rule.

What FundedNext is (and is not)

Read more: What FundedNext is (and is not)

FundedNext markets simulated CFD evaluation products including Stellar 2-Step (the focus here), plus Stellar 1-Step, Stellar Lite and Stellar Instant for comparison. Official help states that FundedNext is a registered trademark in the United Arab Emirates and is based in Ajman, UAE, and that it is not subject to conventional financial regulations because it does not handle client funds or trade on behalf of the public (article dateModified 9 April 2026; pages as of 6 November 2026).

A full legal-entity name was not taken from a fully fetched terms page in the sources used for this article; do not treat an unverified entity string as confirmed.

Sources: Is FundedNext regulated?, Stellar 2-Step product page.

UK eligibility

EU eligibility — check your country

Read more: EU eligibility — check your country

On the same restricted-country list (fetched 6 November 2026), no EU member state is named. That is not a blanket statement that every EU resident, every passport combination, or every payment setup is accepted. Confirm your country on FundedNext’s live list before you pay.

Source: Are any countries restricted on FundedNext CFDs?.

Challenge types (CFD) — focus on Stellar 2-Step

From the Stellar 2-Step product page comparison (fetched 6 November 2026):

Scroll horizontally to see all columns. Keyboard: focus the table area and use Left/Right arrow keys.

Product	Phases	Targets	Daily / max loss	Drawdown	Min days	Reward share (headline)	First reward	Fee refund
Stellar 2-Step	2	8% then 5%	5% / 10%	Static	5 per phase	Up to 80% (up to 95% with add-on elsewhere on same page)	21 days	With 1st reward
Stellar 1-Step	1	10%	3% / 6%	Static	2 days	Up to 95%	5 business days	With 3rd reward
Stellar Lite	2	8% then 4%	4% / 8%	Static	2 days	Up to 80%	10 business days	With 3rd reward
Stellar Instant	None	None	None / 6%	Trailing	None	Up to 80%	On-demand at 5% growth, or bi-weekly at ≥1% growth	None

There is no separate “Swing” account type. Weekend holding is allowed in both the Challenge and the FundedNext Account on Stellar 2-Step (product page).

The page also markets Stellar 2-Step as “keep up to 95%” via add-on. The comparison table’s “Up to 80%” row is the default 21-day option, not the ceiling with add-ons. Exact payout options are set out below.

Source: Stellar 2-Step.

Stellar 2-Step rules (around $100,000)

Sources: Stellar 2-Step help article (dateModified 2 October 2026) and product page (fetched 6 November 2026).

Two phases; no time limit.
Profit targets: Phase 1 8%, Phase 2 5% of initial balance.
Daily loss: 5% of initial balance per day (on a $100,000 account, $5,000). Breach ends the account. Daily limit resets at midnight server time (00:00), per FundedNext’s daily-loss help article.
Maximum loss: 10% static. Balance or equity must not drop below 90% of initial (on $100,000, $90,000), including floating losses.
Minimum trading days: 5 separate calendar days per phase, at least one trade per day (need not be consecutive). Reaching the target early does not skip the five-day requirement.
Quick Strike: must stay below 30% at all times. Quick Strike trades are positions closed within 30 seconds of opening; the percentage is the share of total recorded profit from those trades, evaluated per cycle.
Expert Advisors (EAs) / indicators: allowed on account sizes below $50,000. Not permitted on $50,000 and above — those accounts must be traded manually, and the EA / VPS+EA add-ons cannot be bought on those sizes. A $100,000 Stellar 2-Step is therefore manual-only.
Copy trading: allowed between Challenge accounts owned by the same trader; prohibited between different individuals; prohibited involving FundedNext Accounts.
Funded risk cap: on the FundedNext Account, risk is limited to a maximum of 3% at any given time (stop-loss based potential loss, plus realised and floating losses, against initial balance).

Sources: Stellar 2-Step challenge, Daily Loss Limit vs Maximum Loss Limit, Stellar 2-Step product page.

Fees (Stellar 2-Step, $100,000 account)

Official list prices on both the Stellar 2-Step help article (2 October 2026, labelled “approx.”) and the live product-page schema (fetched 6 November 2026):

Scroll horizontally to see all columns. Keyboard: focus the table area and use Left/Right arrow keys.

Size	Price (approximate GBP first, then official USD)
$6,000	About £45 (FundedNext charges $59.99). Product page also showed a promo of about £26 (FundedNext’s promo is $34.99) with code NOVSTR, still shown on 15 November 2026. Pound figures are approximations. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more.
$15,000	About £91 (FundedNext charges $119.99). Pound figure is an approximation. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more.
$25,000	About £151 (FundedNext charges $199.99). Pound figure is an approximation. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more.
$50,000	About £227 (FundedNext charges $299.99). Pound figure is an approximation. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more.
$100,000	About £415 (FundedNext charges $549.99). Pound figure is an approximation. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more.
$200,000	Help article about £755 (FundedNext charges $999.99, 2 October 2026) versus product-page schema about £831 (FundedNext charges $1,099.99, 15 November 2026) — official conflict; confirm live checkout. Pound figures are approximations. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more.

Currency charged: US dollars. This table shows approximate pounds first. Fee type: one-time. On Stellar 2-Step the challenge/reset price is refunded as a Refundable Fee and may be requested with the first Performance Reward from the FundedNext Account.

Promo code NOVSTR (“save up to 41%”) was displayed on the product page on 6 November 2026 for the $6,000 size; it was not verified as applying to the $100,000 size. Do not assume a $100,000 discount.

Sources: Stellar 2-Step challenge, Stellar 2-Step product page.

Shown first as approximate pounds: about £415. FundedNext charges $549.99 in US dollars on the Stellar 2-Step pages checked for this article. A listed GBP or EUR price was not found on the official pages checked on 15 November 2026. The pound figure was converted on 12 November 2026 using the Bank of England daily spot rate (£1 = $1.3238; rate source). This approximation is not FundedNext’s listed price. Checkout prevails.

Payouts

Profit split and payout options (locked at checkout)

Read more: Profit split and payout options (locked at checkout)

Selected at checkout and cannot be changed after purchase (Stellar 2-Step help, 2 October 2026):

Scroll horizontally to see all columns. Keyboard: focus the table area and use Left/Right arrow keys.

Payout option	Reward share	Cycle / conditions
Standard 21-day	80% of all account growth	First cycle 21 days from activation/first trade; later cycles 14 days. Withdraw at end of cycle if in profit.
3 Profitable Day	60% of all account growth	At least 3 profitable trading days per cycle, each with a minimum of 1% profit of account size. Withdrawal at end of day if conditions are met.
On-Demand	90% of all account growth	No fixed length. Account must have grown by at least 2%, and the best single trading day must not exceed 40% of total profit.
After Scale-Up	80% rises to 90%	FundedNext Pro Scale-Up (25% balance increase when eligible). Rules differ for accounts purchased/reset before versus on/after 12 January 2026.
Lifetime Reward 95% add-on	95% permanently	Overrides reward share at all stages.

Other payout facts from the same help article:

15% of the Challenge profit targets (Phase 1 + Phase 2) becomes payable when Scale-Up criteria are met, for accounts purchased or reset on or after 12 January 2026. US traders: this 15% Challenge reward is not available.
All Performance Reward requests are processed within 24 hours of approval. Traders cover transfer gateway charges.
Methods: USDT (ERC20 / TRC20); USDC (ERC20); Confirmo; RiseWorks; Bank Transfer; Direct Deposit to FNmarkets; Card Payout (if a saved card exists). Traders from Iran can only use TC Pay.
21-day option: request from the Payout section with email one-time password. 3-day and On-Demand options: first transfer the reward share to the FundedNext Wallet, then request payout.

Source: Stellar 2-Step challenge.

Restrictions

News and weekend holding

Leverage (Stellar 2-Step product page)

Read more: Leverage (Stellar 2-Step product page)

Official Stellar 2-Step product page (fetched 6 November 2026): Forex 1:30, Indices 1:10, Commodities 1:15, Crypto 1:1, Stock 1:2.

A dedicated leverage help article was fetched, but its Challenge versus FundedNext tables were images and did not extract as text in the sources used for this article — those image values are not repeated here.

Source: Stellar 2-Step product page.

Points to note

Individuals only — company-name registration is not permitted.
On FundedNext Accounts, only 40% of news-window profits count; losses count in full (including stop-loss / take-profit fills).
$50,000+ (including $100,000) accounts cannot use Expert Advisors (EAs).
Funded 3% maximum risk at any time.
Quick Strike must stay under 30% (sub-30-second closes).
Payout option is locked at checkout — “3 Profitable Days” drops the split to 60%; On-Demand is 90% but adds growth and best-day rules.
Current product-page leverage for Stellar 2-Step is 1:30 FX / 1:10 indices.

Company accounts

Individuals only — company registration not permitted

Read more: Individuals only — company registration not permitted

This is a material point for UK limited-company traders.

FundedNext’s dedicated help article states that registration under a company name is not permitted. Traders must register as an individual, in their personal name and identity, and all information is verified through KYC (Know Your Customer). Article dateModified 7 April 2026; fetched 6 November 2026.

Do not assume that a company setup used at another prop firm (for example FTMO’s Company KYB — Know Your Business — path) works at FundedNext. On FundedNext’s published help, it does not.

Source: Can I register under my company’s name?.

Sources

Eligibility, fees and account checks

Re-read FundedNext’s live restricted-country list for your country.
Confirm you can register as an individual under KYC rules that apply to you (UK Driving Licence is not an accepted KYC ID type).
Decide payout option before purchase — it cannot be changed afterwards.
For $100,000 Stellar 2-Step, budget about £415 (FundedNext charges $549.99) unless live checkout shows otherwise; do not assume a promo applies. The pound figure is an approximation. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more.
Remember: Performance Rewards are not a substitute for a regulated live CFD account — do not assume those protections apply.

Affiliate disclosure

Risk warning

How a prop challenge works

1 Pay the fee

2 Trade within the rules

3 Hit the first target

4 Pass the second step

5 Request a payout

On FundedNext (sourced figures)

What FundedNext is (and is not)

UK eligibility

EU eligibility — check your country

Challenge types (CFD) — focus on Stellar 2-Step

Stellar 2-Step rules (around $100,000)

Fees (Stellar 2-Step, $100,000 account)

Profit split and payout options (locked at checkout)

News and weekend holding

Leverage (Stellar 2-Step product page)

Points to note

Individuals only — company registration not permitted

Eligibility, fees and account checks

Pay the fee

Trade within the rules

Hit the first target

Pass the second step

Request a payout