/* UKPropDesk — brand restyle 10 November 2026. Self-hosted Inter / Inter Tight (SIL OFL 1.1). */

@font-face {
  font-family: "Inter";
  font-style: normal;
  font-weight: 400 700;
  font-display: swap;
  src: url("/fonts/inter-latin.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: "Inter";
  font-style: normal;
  font-weight: 400 700;
  font-display: swap;
  src: url("/fonts/inter-latin-ext.woff2") format("woff2");
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: "Inter Tight";
  font-style: normal;
  font-weight: 600 700;
  font-display: swap;
  src: url("/fonts/intertight-latin.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: "Inter Tight";
  font-style: normal;
  font-weight: 600 700;
  font-display: swap;
  src: url("/fonts/intertight-latin-ext.woff2") format("woff2");
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF;
}

:root {
  --navy: #10243A;
  --paper: #F7F8FA;
  --white: #FFFFFF;
  --slate: #334155;
  --teal: #0F766E;
  --gold: #D4A64A;
  --line: #D9DEE6;
  --muted: #4A5B6C;
  --teal-soft: #E6F2F1;
  --gold-soft: #F8F1E3;
  --navy-soft: #E8EDF1;
  /* Aliases so older class hooks keep working */
  --ink: var(--navy);
  --ink-muted: var(--slate);
  --card: var(--white);
  --brand: var(--navy);
  --brand-soft: var(--navy-soft);
  --accent: var(--teal);
  --warn-bg: var(--gold-soft);
  --warn-border: #E0C48A;
  --draft-bg: var(--gold-soft);
  --draft-border: #E0C48A;
  --risk-bg: rgba(255, 255, 255, 0.06);
  --risk-border: var(--gold);
  --radius: 12px;
  --radius-sm: 10px;
  --shadow: 0 1px 2px rgba(16, 36, 58, 0.06), 0 8px 24px rgba(16, 36, 58, 0.05);
  --max: 760px;
  --wide: 1200px;
  --font: "Inter", "Segoe UI", system-ui, -apple-system, "Helvetica Neue", Arial, sans-serif;
  --display: "Inter Tight", "Inter", "Segoe UI", system-ui, sans-serif;
  --focus: var(--gold);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; max-width: 100%; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--slate);
  background: var(--paper);
  line-height: 1.6;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
  max-width: 100%;
  overflow-wrap: anywhere;
  word-wrap: break-word;
}
a { color: var(--teal); text-decoration-thickness: 1px; text-underline-offset: 2px; }
a:hover { color: var(--navy); }
img, svg { max-width: 100%; height: auto; }

.skip-link {
  position: absolute; left: -9999px; top: 0;
  background: var(--navy); color: var(--white); padding: 0.5rem 1rem; z-index: 10000;
}
.skip-link:focus { left: 0; }

/* Cookie banner — PECR: reject equal prominence to accept */
.cookie-banner {
  position: fixed; inset: auto 0 0 0; z-index: 9999;
  background: var(--navy); color: var(--paper);
  padding: 1rem 1.25rem; box-shadow: 0 -8px 32px rgba(16, 36, 58, 0.28);
  display: none;
  max-height: 85vh; overflow-y: auto;
}
.cookie-banner[data-visible="true"] { display: block; }
.cookie-banner__inner {
  max-width: var(--wide); margin: 0 auto;
  display: flex; flex-wrap: wrap; gap: 1rem; align-items: center; justify-content: space-between;
}
.cookie-banner p { margin: 0; max-width: 62ch; font-size: 0.95rem; color: var(--paper); }
.cookie-banner a { color: var(--white); }
.cookie-actions { display: flex; gap: 0.6rem; flex-wrap: wrap; }
.cookie-actions button {
  font: inherit; font-size: 0.95rem; font-weight: 600;
  border-radius: var(--radius-sm); padding: 0.65rem 1.1rem; cursor: pointer;
  border: 2px solid transparent; min-width: 7.5rem;
}
.cookie-actions .btn-reject,
.cookie-actions .btn-accept {
  background: var(--paper); color: var(--ink); border-color: var(--paper);
}
.cookie-actions .btn-reject:hover,
.cookie-actions .btn-accept:hover { filter: brightness(1.08); }

.site-header {
  background: var(--navy);
  color: var(--white);
  position: sticky; top: 0; z-index: 100;
}
.site-header__inner {
  max-width: var(--wide); margin: 0 auto; padding: 0.85rem 1.5rem;
  display: flex; align-items: center; justify-content: space-between; gap: 1rem; flex-wrap: wrap;
}
.logo {
  display: flex; flex-direction: row; align-items: center; gap: 0.7rem;
  text-decoration: none; color: var(--white);
}
.logo__mark { width: 36px; height: 36px; flex: 0 0 auto; display: block; }
.logo__text { display: flex; flex-direction: column; gap: 0.05rem; }
.logo__name {
  font-family: var(--display);
  font-weight: 700;
  font-size: 1.15rem;
  letter-spacing: -0.03em;
  color: var(--white);
  line-height: 1.1;
}
.logo__tag { font-size: 0.7rem; color: #C9D3DC; letter-spacing: 0.01em; font-weight: 500; }
.nav { display: flex; flex-wrap: wrap; gap: 0.15rem 1rem; align-items: center; }
.nav a {
  color: #E8EDF1; text-decoration: none; font-size: 0.92rem; font-weight: 500;
}
.nav a:hover { color: var(--white); }
.nav a[aria-current="page"] {
  color: var(--white);
  box-shadow: inset 0 -2px 0 var(--gold);
  padding-bottom: 2px;
}

.preview-ribbon {
  background: var(--navy); color: var(--paper); text-align: center;
  font-size: 0.85rem; font-weight: 600; padding: 0.45rem 1rem;
  letter-spacing: 0.02em;
}

/* disclosure-bar replaced by .disclosure-banner (see end of file) */

main { max-width: var(--max); margin: 0 auto; padding: 1.75rem 1.25rem 3rem; min-width: 0; max-width: min(var(--max), 100%); }
.wide { min-width: 0; }
.site-header, .site-header__inner, .site-footer, .site-footer__inner, .disclosure-banner, article, .prose {
  min-width: 0;
  max-width: 100%;
}
.wide { max-width: var(--wide); }

/* Homepage typographic hero (index only) */
.hero {
  background: transparent;
  color: var(--navy);
  border-radius: 0;
  padding: 2.5rem 0 1.25rem;
  margin-bottom: 0.5rem;
  box-shadow: none;
  max-width: 46rem;
}
.hero h1 {
  margin: 0.6rem 0 0.85rem;
  font-family: var(--display);
  font-weight: 700;
  font-size: clamp(1.85rem, 4vw, 3.15rem);
  line-height: 1.08;
  letter-spacing: -0.035em;
  color: var(--navy);
}
.hero p { margin: 0; max-width: 46ch; color: var(--slate); font-size: 1.1rem; }
.hero .meta { margin-top: 1rem; font-size: 0.85rem; color: var(--muted); font-weight: 500; }
.hero .kicker {
  font-size: 0.75rem; font-weight: 600; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--teal); margin: 0 0 0.5rem;
}
.gold-rule { width: 48px; height: 3px; background: var(--gold); border-radius: 2px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.75rem; align-items: center; margin: 1.25rem 0 0.25rem; }
.trust-chips { display: flex; flex-wrap: wrap; gap: 0.5rem; margin-top: 1.15rem; }

.card-grid {
  display: grid; gap: 1.1rem;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  margin: 1.5rem 0;
}
.card-grid-3 { grid-template-columns: repeat(3, 1fr); }
.card-grid-2 { grid-template-columns: repeat(2, 1fr); }
.card {
  background: var(--white); border: 1px solid var(--line); border-radius: 16px;
  padding: 1.35rem 1.35rem 1.25rem; box-shadow: var(--shadow);
  display: flex; flex-direction: column; gap: 0.7rem; min-width: 0;
}
.card h2, .card h3 {
  margin: 0; font-family: var(--display); font-weight: 700;
  font-size: 1.35rem; color: var(--navy); letter-spacing: -0.03em;
}
.card p { margin: 0; color: var(--slate); font-size: 0.95rem; }
.btn,
.card .btn,
.btn-affiliate {
  display: inline-flex; align-items: center; justify-content: center;
  background: var(--teal); color: var(--white) !important; text-decoration: none;
  padding: 0.65rem 1.05rem; border-radius: var(--radius-sm);
  font-size: 0.95rem; font-weight: 600; letter-spacing: -0.01em;
  border: 1.5px solid var(--teal); line-height: 1.2;
}
.btn:hover, .card .btn:hover, .btn-affiliate:hover {
  background: var(--navy); border-color: var(--navy); color: var(--white) !important;
}
.btn-secondary,
.card .btn-secondary {
  background: transparent; color: var(--navy) !important;
  border: 1.5px solid var(--navy);
}
.btn-secondary:hover,
.card .btn-secondary:hover {
  background: var(--navy); color: var(--white) !important; border-color: var(--navy);
}

.prose h1 {
  font-family: var(--display); font-weight: 700;
  font-size: 1.85rem; line-height: 1.2; letter-spacing: -0.03em;
  margin: 0 0 0.75rem; color: var(--navy);
}
.prose h2 {
  font-family: var(--display); font-weight: 700;
  font-size: 1.3rem; margin: 2rem 0 0.75rem; color: var(--navy);
  border-bottom: 1px solid var(--line); padding-bottom: 0.35rem; letter-spacing: -0.02em;
}
.prose h3 { font-size: 1.1rem; margin: 1.5rem 0 0.5rem; color: var(--navy); font-family: var(--display); font-weight: 700; }
.prose p, .prose ul, .prose ol { margin: 0 0 1rem; }
.prose ul, .prose ol { padding-left: 1.3rem; }
.prose li { margin-bottom: 0.35rem; }
.prose hr { border: none; border-top: 1px solid var(--line); margin: 1.75rem 0; }
.prose strong { color: var(--navy); }
.prose blockquote {
  margin: 1rem 0; padding: 0.75rem 1rem; border-left: 4px solid var(--teal);
  background: var(--teal-soft); color: var(--slate);
}
.prose table {
  width: 100%; border-collapse: collapse; font-size: 0.9rem; margin: 1rem 0 1.5rem;
  background: var(--white); box-shadow: var(--shadow); border-radius: var(--radius); overflow: hidden;
}
.prose th, .prose td {
  border: 1px solid var(--line); padding: 0.55rem 0.7rem; text-align: left; vertical-align: top;
}
.prose th { background: var(--navy-soft); color: var(--navy); font-weight: 600; }
.table-wrap { overflow-x: auto; margin: 1rem 0 1.5rem; min-width: 0; max-width: 100%; }

.draft-banner, .placeholder-banner {
  background: var(--draft-bg); border: 1px solid var(--draft-border);
  border-radius: var(--radius); padding: 0.85rem 1rem; margin: 0 0 1.25rem;
  font-size: 0.95rem;
}
.draft-banner strong, .placeholder-banner strong { color: var(--navy); }

.as-of { font-size: 0.9rem; color: var(--muted); margin-bottom: 1.25rem; }

.site-footer {
  background: var(--navy); color: #D5DCE3; padding: 2.4rem 1.5rem 3.2rem; margin-top: 2.5rem;
  font-size: 0.95rem;
}
.site-footer__inner { max-width: var(--wide); margin: 0 auto; }
.site-footer a { color: var(--white); }
.footer-nav {
  display: flex; flex-direction: column; gap: 0.55rem; margin: 0;
}
.footer-company { color: #C9D3DC; margin: 0; line-height: 1.6; }
.footer-company strong { color: var(--white); }
.risk-footer {
  background: rgba(255, 255, 255, 0.05);
  color: var(--paper);
  border: 0;
  border-left: 3px solid var(--gold);
  border-radius: 0 10px 10px 0;
  padding: 1rem 1.15rem; margin-top: 0.5rem;
}
.risk-footer > strong { display: block; margin-bottom: 0.35rem; color: var(--white); }
.risk-footer p strong { display: inline; margin: 0; color: var(--white); font-weight: 700; }
.risk-footer p { margin: 0 0 0.65rem; font-size: 0.88rem; line-height: 1.55; color: var(--paper); }
.risk-footer p:last-child { margin-bottom: 0; }
.risk-footer a { color: var(--white); }

.compare-table th:first-child { min-width: 9rem; }
.badge {
  display: inline-block; font-size: 0.72rem; font-weight: 700; letter-spacing: 0.04em;
  text-transform: uppercase; padding: 0.2rem 0.55rem; border-radius: 999px;
  background: var(--gold-soft); color: var(--navy); border: 1px solid #E0C48A;
}
.badge--ok { background: var(--teal-soft); color: #114F4A; border-color: #9DCBC6; }
.badge--no { background: var(--navy-soft); color: var(--navy); border-color: var(--line); }
.badge--unk { background: var(--white); color: var(--slate); border-color: var(--line); }
.badge-affiliate { background: var(--teal-soft); color: #114F4A; border: 1px solid #9DCBC6; text-transform: none; letter-spacing: 0.02em; font-weight: 600; }
.badge-independent { background: var(--navy-soft); color: var(--navy); border: 1px solid var(--line); text-transform: none; letter-spacing: 0.02em; font-weight: 600; }
.badge-neutral { background: var(--white); color: var(--slate); border: 1px solid var(--line); text-transform: none; letter-spacing: 0.02em; font-weight: 600; }

@media (max-width: 640px) {
  body { font-size: 16px; }
  .hero { padding: 1.5rem 0 1rem; }
  .cookie-actions button { flex: 1 1 auto; }
  .logo__tag { display: none; }
  .site-header__inner, .disclosure-banner, main, .site-footer { padding-left: 1rem; padding-right: 1rem; }
  .card-grid-3, .card-grid-2 { grid-template-columns: 1fr; }
  .card .affiliate-cta__row, .card-actions { flex-direction: column; align-items: stretch; }
  .card .btn, .card .btn-affiliate, .card .btn-secondary { width: 100%; }
  .trust-band { grid-template-columns: 1fr !important; }
}

mark.placeholder-chip {
  background: var(--gold-soft);
  color: var(--navy);
  border: 1px dashed #C4922E;
  border-radius: 4px;
  padding: 0.05em 0.35em;
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  font-size: 0.92em;
  font-weight: 600;
}

.owner-signoff-banner {
  background: var(--navy-soft);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 0.85rem 1rem;
  margin: 0 0 1.25rem;
  font-size: 0.95rem;
  color: var(--navy);
}
.owner-signoff-banner strong { color: var(--navy); }

.affiliate-cta {
  background: var(--teal-soft);
  border: 1px solid #9DCBC6;
  border-radius: var(--radius);
  padding: 1rem 1.1rem;
  margin: 1rem 0 1.5rem;
}
.affiliate-cta__disc { margin: 0 0 0.75rem; font-size: 0.95rem; }
.affiliate-cta__note { margin: 0.75rem 0 0; font-size: 0.85rem; color: var(--muted); }
.affiliate-inline { font-size: 0.88rem; color: var(--muted); margin: 0.25rem 0 0; }
.card .affiliate-inline a { font-weight: 600; }

.affiliate-cta__row {
  display: flex; flex-wrap: wrap; align-items: center; gap: 0.6rem 0.75rem;
  margin: 0.35rem 0 0;
}
.affiliate-label {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.2rem 0.15rem 0.2rem 0;
  border-radius: 0;
  background: transparent;
  color: var(--teal);
  border: 0;
}
.card .affiliate-cta__row { margin-top: auto; padding-top: 0.35rem; }

/* Horizontal table viewport remains outside table clipping. */
.table-wrap { display: block; width: 100%; max-width: 100%; min-width: 0; overflow-x: auto; overflow-y: visible; overscroll-behavior-inline: contain; border: 1px solid var(--line); background: var(--white); border-radius: var(--radius); }
.table-wrap table { width: max-content; min-width: 100%; max-width: none; }
.table-wrap th, .table-wrap td { min-width: 10rem; max-width: 25rem; overflow-wrap: anywhere; }
.table-scroll-hint { color: var(--muted); font-size: 0.9rem; margin: 1rem 0 0.35rem; }
.table-wrap:focus-visible, .cookie-banner :focus-visible, .pick:has(input:focus-visible), a:focus-visible, button:focus-visible, .btn:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}
.skip-link:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }

/* Homepage sections + CSS-only quick picks */
.home-section { padding: 0.75rem 0 1.5rem; }
.home-section__head { display: flex; justify-content: space-between; align-items: flex-end; gap: 1rem; flex-wrap: wrap; margin-bottom: 0.9rem; }
.home-section__head h2 {
  font-family: var(--display); font-weight: 700; font-size: 1.65rem;
  color: var(--navy); letter-spacing: -0.03em; margin: 0;
}
.home-section__head p { margin: 0; font-size: 0.92rem; color: var(--muted); max-width: 52ch; }
.home-lede { max-width: 62ch; margin: 0 0 0.5rem; }

.picks-fieldset {
  border: 0; margin: 0; padding: 0; min-inline-size: 0;
}
.picks-fieldset legend {
  font-family: var(--display); font-weight: 700; font-size: 1.65rem;
  color: var(--navy); letter-spacing: -0.03em; padding: 0; margin-bottom: 0.35rem;
}
.picks-help { font-size: 0.92rem; color: var(--muted); margin: 0 0 0.75rem; max-width: 62ch; }
.picks { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.pick {
  display: inline-flex; align-items: center;
  border: 1px solid var(--line); background: var(--white); color: var(--navy);
  border-radius: 999px; padding: 0.45rem 0.9rem; font-size: 0.88rem; font-weight: 600;
  cursor: pointer; user-select: none;
}
.pick input {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}
.pick:has(input:checked) { background: var(--navy); color: var(--white); border-color: var(--navy); }
.pick-link { text-decoration: none; }

.firm-section:has(#pick-company:checked) .card:not([data-picks~="company"]),
.firm-section:has(#pick-individuals:checked) .card:not([data-picks~="individuals"]),
.firm-section:has(#pick-swing:checked) .card:not([data-picks~="swing"]),
.firm-section:has(#pick-fees:checked) .card:not([data-picks~="fees"]) {
  opacity: 0.42;
}
.firm-section:has(#pick-company:checked) .card[data-picks~="company"],
.firm-section:has(#pick-individuals:checked) .card[data-picks~="individuals"],
.firm-section:has(#pick-swing:checked) .card[data-picks~="swing"],
.firm-section:has(#pick-fees:checked) .card[data-picks~="fees"] {
  box-shadow: 0 0 0 2px var(--navy), var(--shadow);
  opacity: 1;
}

.card__top { display: flex; flex-wrap: wrap; align-items: center; gap: 0.45rem 0.6rem; }
.card__top h2, .card__top h3 { margin-right: auto; }
.fact-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 0.65rem 1rem;
  padding: 0.75rem 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
}
.fact__k { display: block; font-size: 0.68rem; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; color: var(--muted); margin-bottom: 0.15rem; }
.fact__v { display: block; font-size: 0.86rem; color: var(--navy); font-weight: 500; line-height: 1.4; }
.card-actions { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: flex-end; gap: 0.75rem; margin-top: auto; }
.aff-cta { display: flex; flex-direction: column; align-items: flex-end; gap: 0.2rem; }
.trust-band {
  background: var(--white); border: 1px solid var(--line); border-radius: 16px;
  padding: 1.6rem 1.75rem; display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 1.5rem;
  box-shadow: var(--shadow);
}
.trust-band h3 { font-family: var(--display); color: var(--navy); font-size: 1.1rem; margin: 0.45rem 0 0.4rem; letter-spacing: -0.02em; }
.trust-band p { margin: 0; font-size: 0.92rem; color: var(--slate); }

@media (max-width: 900px) {
  .card-grid-3 { grid-template-columns: 1fr; }
  .fact-grid { grid-template-columns: 1fr; }
  .trust-band { grid-template-columns: 1fr; }
}

/* Lean restyle 11 November 2026 — images, compact facts, accordions, slim / mobile nav */

.hero--split {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: 2rem 2.5rem;
  align-items: center;
  max-width: none;
  padding-top: 1.75rem;
}
.hero__media, .page-hero__media { margin: 0; }
.hero__media img, .page-hero__media img {
  width: 100%;
  height: auto;
  border-radius: 16px;
  display: block;
  background: var(--paper);
  box-shadow: var(--shadow);
}
.hero__sub { margin: 0; max-width: 46ch; color: var(--slate); font-size: 1.1rem; }
.page-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
  gap: 1.5rem 2rem;
  align-items: center;
  margin: 0 0 1.5rem;
}
.page-hero h1 {
  font-family: var(--display);
  font-weight: 700;
  font-size: clamp(1.7rem, 3.4vw, 2.5rem);
  line-height: 1.12;
  letter-spacing: -0.03em;
  color: var(--navy);
  margin: 0 0 0.65rem;
}
.page-hero .hero__sub { font-size: 1.05rem; }
.page-hero--firm { grid-template-columns: minmax(0, 1.35fr) minmax(0, 0.65fr); }
.page-hero--firm .page-hero__media { max-width: 22rem; justify-self: end; }

.stat-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
  margin: 0 0 1.25rem;
}
.stat-chip {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 0.55rem 0.75rem;
  min-width: 0;
  flex: 1 1 9.5rem;
  overflow-wrap: anywhere;
  box-shadow: var(--shadow);
}
.stat-chip__k {
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--muted);
}
.stat-chip__v {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.35;
}

.icon-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.85rem;
  margin: 1.25rem 0 0;
}
.icon-row__item {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 0.85rem 0.9rem;
  box-shadow: var(--shadow);
}
.icon-row__item h3 {
  font-family: var(--display);
  font-size: 0.98rem;
  margin: 0.35rem 0 0.25rem;
  color: var(--navy);
}
.icon-row__item p { margin: 0; font-size: 0.86rem; color: var(--slate); }
.icon-row__mark {
  width: 28px; height: 28px; display: block; color: var(--teal);
}

.read-more {
  border: 1px solid var(--line);
  background: var(--white);
  border-radius: 12px;
  padding: 0 1rem;
  margin: 0.35rem 0 1.25rem;
}
.read-more > summary {
  cursor: pointer;
  font-weight: 600;
  color: var(--navy);
  padding: 0.7rem 0;
  list-style: none;
}
.read-more > summary::-webkit-details-marker { display: none; }
.read-more > summary::before {
  content: "";
  display: inline-block;
  width: 0.45rem; height: 0.45rem;
  border-right: 2px solid var(--teal);
  border-bottom: 2px solid var(--teal);
  transform: rotate(-45deg);
  margin-right: 0.55rem;
  vertical-align: 0.15rem;
  transition: transform 0.15s ease;
}
.read-more[open] > summary::before { transform: rotate(45deg); }
.read-more[open] { padding-bottom: 0.85rem; }
.read-more > summary:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}

.risk-footer__more { margin-top: 0.5rem; }
.risk-footer__more > summary {
  cursor: pointer;
  color: var(--white);
  font-weight: 600;
  list-style: none;
  padding: 0.2rem 0;
}
.risk-footer__more > summary::-webkit-details-marker { display: none; }
.risk-footer__more > summary:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}

/* Slim header nav + mobile disclosure */
.site-header__inner { align-items: center; }
.nav-menu {
  margin: 0;
  padding: 0;
  border: 0;
  min-inline-size: 0;
}
.nav-menu > .nav-menu__btn {
  list-style: none;
  cursor: pointer;
  font: inherit;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--white);
  background: transparent;
  border: 1.5px solid rgba(255,255,255,0.35);
  border-radius: var(--radius-sm);
  padding: 0.45rem 0.75rem;
  display: none;
  align-items: center;
  gap: 0.45rem;
}
.nav-menu > .nav-menu__btn::-webkit-details-marker { display: none; }
.nav-menu__icon {
  width: 1.1rem; height: 0.85rem;
  display: inline-flex; flex-direction: column; justify-content: space-between;
}
.nav-menu__icon span {
  display: block; height: 2px; background: var(--white); border-radius: 1px;
}
.nav-menu .nav { display: flex; flex-wrap: wrap; gap: 0.15rem 1rem; align-items: center; }
.nav-sub { position: relative; margin: 0; padding: 0; border: 0; }
.nav-sub > summary {
  list-style: none;
  cursor: pointer;
  color: #E8EDF1;
  font-size: 0.92rem;
  font-weight: 500;
  padding: 0.15rem 0;
}
.nav-sub > summary::-webkit-details-marker { display: none; }
.nav-sub > summary::after {
  content: "";
  display: inline-block;
  width: 0.35rem; height: 0.35rem;
  border-right: 1.5px solid currentColor;
  border-bottom: 1.5px solid currentColor;
  transform: rotate(45deg);
  margin-left: 0.4rem;
  vertical-align: 0.15rem;
}
.nav-sub > summary:hover { color: var(--white); }
.nav-sub.is-current > summary,
.nav-sub:has(a[aria-current="page"]) > summary {
  color: var(--white);
  box-shadow: inset 0 -2px 0 var(--gold);
  padding-bottom: 2px;
}
.nav-sub__list {
  list-style: none;
  margin: 0;
  padding: 0.45rem 0;
  background: #163047;
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 10px;
  min-width: 14.5rem;
}
.nav-sub__list a {
  display: block;
  color: #E8EDF1;
  text-decoration: none;
  font-size: 0.92rem;
  font-weight: 500;
  padding: 0.45rem 0.9rem;
}
.nav-sub__list a:hover { color: var(--white); background: rgba(255,255,255,0.06); }
.nav-sub__list a[aria-current="page"] {
  color: var(--white);
  box-shadow: inset 3px 0 0 var(--gold);
}

@media (min-width: 821px) {
  .nav-menu > .nav-menu__btn { display: none !important; }
  .nav-menu > nav.nav {
    display: flex !important;
    flex-direction: row;
    position: static;
    background: transparent;
    box-shadow: none;
    padding: 0;
    min-width: 0;
  }
  .nav-sub__list {
    position: absolute;
    top: calc(100% + 0.65rem);
    right: 0;
    z-index: 120;
    box-shadow: 0 8px 24px rgba(16, 36, 58, 0.28);
  }
}

@media (max-width: 820px) {
  .site-header__inner { position: relative; }
  .nav-menu { position: static; }
  .nav-menu > .nav-menu__btn {
    display: inline-flex;
  }
  .nav-menu > .nav-menu__btn:focus-visible,
  .nav-sub > summary:focus-visible {
    outline: 3px solid var(--gold);
    outline-offset: 3px;
  }
  .nav-menu > nav.nav {
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0.15rem;
    position: absolute;
    right: 0;
    top: calc(100% + 0.55rem);
    width: 18.5rem;
    max-width: 100%;
    min-width: 0;
    background: #163047;
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: 12px;
    padding: 0.65rem 0;
    box-shadow: 0 12px 32px rgba(16, 36, 58, 0.35);
    z-index: 150;
  }
  .nav-menu[open] > nav.nav { display: flex; }
  .nav-menu .nav > a,
  .nav-menu .nav-sub > summary {
    padding: 0.65rem 1rem;
    box-shadow: none;
  }
  .nav-sub__list {
    margin: 0.15rem 0.5rem 0.35rem;
    position: static;
    box-shadow: none;
  }
  .hero--split, .page-hero, .page-hero--firm {
    grid-template-columns: 1fr;
  }
  .page-hero--firm .page-hero__media { max-width: none; justify-self: stretch; }
  .icon-row { grid-template-columns: 1fr 1fr; }
  .hero { padding-top: 1.25rem; }
}

@media (max-width: 640px) {
  .icon-row { grid-template-columns: 1fr; }
  .stat-chip { min-width: calc(50% - 0.55rem); flex: 1 1 calc(50% - 0.55rem); }
}

/* Visual explainers, glossary, glance pills, funded strip, sticky compare — 11 Nov 2026 */

.footer-funded {
  margin: 0 0 1.25rem;
  padding: 0.9rem 1rem;
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: 12px;
  color: #D5DCE3;
  font-size: 0.88rem;
}
.footer-funded h2 {
  font-family: var(--display);
  font-size: 0.95rem;
  margin: 0 0 0.35rem;
  color: var(--white);
}
.footer-funded p { margin: 0; }
.footer-funded a { color: var(--white); }

.explainer {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 1.35rem 1.4rem 1.2rem;
  margin: 1.25rem 0 1.5rem;
  box-shadow: var(--shadow);
}
.explainer h2, .glance h2, .flow h2 {
  font-family: var(--display);
  font-weight: 700;
  font-size: 1.45rem;
  letter-spacing: -0.03em;
  color: var(--navy);
  margin: 0 0 0.5rem;
}
.explainer__lede, .flow__lede { margin: 0 0 1rem; color: var(--slate); max-width: 70ch; }
.explainer__note, .flow__note, .glance__note {
  margin: 1rem 0 0;
  font-size: 0.9rem;
  color: var(--muted);
}
.explainer__checked, .flow__checked, .glance__checked {
  margin: 0.35rem 0 0;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--muted);
}

.steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.65rem;
  counter-reset: step;
}
@media (min-width: 821px) {
  .steps { grid-template-columns: repeat(5, 1fr); gap: 0.75rem; }
}
.steps > li {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 0.85rem 0.9rem 0.95rem;
  position: relative;
  min-width: 0;
}
.steps h3 {
  font-family: var(--display);
  font-size: 1rem;
  margin: 0 0 0.35rem;
  color: var(--navy);
}
.steps p, .steps li > div { margin: 0; font-size: 0.88rem; color: var(--slate); }
.steps__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.5rem; height: 1.5rem;
  border-radius: 999px;
  background: var(--navy);
  color: var(--white);
  font-size: 0.8rem;
  font-weight: 700;
  margin-right: 0.35rem;
}

.firm-variant {
  margin-top: 1rem;
  padding-top: 0.85rem;
  border-top: 1px solid var(--line);
}
.firm-variant h3 {
  font-family: var(--display);
  font-size: 1.05rem;
  margin: 0 0 0.4rem;
  color: var(--navy);
}

.flow {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 1.35rem 1.4rem 1.2rem;
  margin: 1.25rem 0 1.75rem;
  box-shadow: var(--shadow);
}
.flow-board {
  display: grid;
  gap: 0.65rem;
  margin: 0.75rem 0;
}
.flow-box {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 0.85rem 1rem;
}
.flow-box h3 {
  font-family: var(--display);
  font-size: 1.02rem;
  margin: 0 0 0.3rem;
  color: var(--navy);
}
.flow-box p, .flow-box li { margin: 0; font-size: 0.9rem; color: var(--slate); }
.flow-box ul { margin: 0.35rem 0 0; padding-left: 1.15rem; }
.flow-arrow {
  text-align: center;
  color: var(--teal);
  font-weight: 700;
  letter-spacing: 0.06em;
  font-size: 0.8rem;
  text-transform: uppercase;
}
.flow-split {
  display: grid;
  gap: 0.75rem;
}
@media (min-width: 821px) {
  .flow-split { grid-template-columns: 1fr 1fr; }
}

.flow-join {
  background: var(--navy-soft);
  border-color: var(--line);
}

/* Illustrated tax-route graphic — 11 Nov 2026 (visual2) */
.flow-chart {
  display: flex;
  flex-direction: column;
  align-items: stretch;
  gap: 0;
  margin: 1rem 0 0.35rem;
}
.flow-step,
.flow-branch {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 1.1rem 1.15rem 1.15rem;
  box-shadow: var(--shadow);
}
.flow-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  max-width: 32rem;
  width: 100%;
  margin: 0 auto;
}
.flow-step h3,
.flow-branch__head h3 {
  font-family: var(--display);
  font-weight: 700;
  font-size: 1.12rem;
  letter-spacing: -0.03em;
  color: var(--navy);
  margin: 0.55rem 0 0.3rem;
  line-height: 1.3;
}
.flow-step p,
.flow-point p,
.flow-point > div {
  margin: 0;
  font-size: 0.92rem;
  color: var(--slate);
  max-width: 36ch;
}
.flow-step p { max-width: 42ch; }
.flow-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 3.5rem;
  height: 3.5rem;
  border-radius: 50%;
  background: var(--white);
  border: 1.5px solid var(--line);
  box-shadow: 0 0 0 4px var(--teal-soft);
  color: var(--navy);
  flex: 0 0 auto;
}
.flow-icon__svg {
  display: block;
  width: 2.15rem;
  height: 2.15rem;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.85;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.flow-icon__svg * { fill: none; stroke: inherit; }
.flow-icon__pair {
  display: flex;
  align-items: center;
  gap: 0.15rem;
}
.flow-icon__pair .flow-icon__svg {
  width: 1.7rem;
  height: 1.7rem;
}
.flow-icon__vs {
  width: 1px;
  height: 1.35rem;
  background: var(--line);
  margin: 0 0.1rem;
}
.flow-icon--sm {
  width: 2.35rem;
  height: 2.35rem;
  box-shadow: 0 0 0 3px var(--teal-soft);
}
.flow-icon--sm .flow-icon__svg {
  width: 1.45rem;
  height: 1.45rem;
  stroke-width: 2;
}
.flow-connector {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.1rem;
  padding: 0.35rem 0 0.15rem;
  color: var(--teal);
}
.flow-connector .flow-arrow {
  margin: 0;
  line-height: 1.2;
}
.flow-connector__mark {
  display: block;
  stroke: var(--teal);
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
}
.flow-split {
  display: grid;
  gap: 0.85rem;
  width: 100%;
  margin: 0.15rem 0;
}
.flow-branch__head {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding-bottom: 0.7rem;
  margin-bottom: 0.55rem;
  border-bottom: 1px solid var(--line);
}
.flow-branch__head h3 { margin-bottom: 0; }
.flow-points {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.55rem;
}
.flow-point {
  display: grid;
  grid-template-columns: 2.35rem 1fr;
  gap: 0.7rem;
  align-items: center;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 0.55rem 0.7rem 0.55rem 0.55rem;
}
.flow-point p, .flow-point > div { max-width: none; }
.flow-nowrap { white-space: nowrap; }
.flow-step--join {
  background: var(--navy-soft);
  max-width: none;
  margin-top: 0;
}
.flow-step--join .flow-icon {
  box-shadow: 0 0 0 4px var(--white);
}
.flow-text-version {
  margin-top: 1.1rem;
}
.flow-text-version h3 {
  font-family: var(--display);
  font-size: 1.05rem;
  color: var(--navy);
  margin: 0.85rem 0 0.35rem;
}
.flow-text-version ol,
.flow-text-version ul { margin: 0.4rem 0 0.6rem; padding-left: 1.25rem; }
.flow-text-version p { margin: 0.4rem 0; color: var(--slate); }
@media (min-width: 821px) {
  .flow-split { grid-template-columns: 1fr 1fr; gap: 1.1rem; align-items: start; }
  .flow-connector--fork {
    position: relative;
    padding-bottom: 0.55rem;
  }
  .flow-connector--fork::after {
    content: "";
    display: block;
    width: min(52%, 28rem);
    height: 12px;
    margin-top: -2px;
    border: 2px solid var(--teal);
    border-top: 0;
    border-radius: 0 0 12px 12px;
  }
}
@media (max-width: 820px) {
  .flow-branch + .flow-branch { margin-top: 0.15rem; }
}


button.glossary {
  display: inline;
  margin: 0;
  padding: 0;
  border: 0;
  background: none;
  color: inherit;
  font: inherit;
  font-weight: 600;
  text-decoration: underline;
  text-decoration-style: dotted;
  text-decoration-thickness: 1.5px;
  text-underline-offset: 3px;
  text-decoration-color: var(--teal);
  cursor: pointer;
  white-space: nowrap;
}
button.glossary::after {
  content: "\00a0i";
  font-size: 0.7em;
  font-weight: 700;
  vertical-align: super;
  color: var(--teal);
  text-decoration: none;
}
button.glossary:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
}
 .glossary__panel:not(:popover-open) {
  display: none !important;
}
.glossary__panel:popover-open {
  display: block;
  position: fixed;
  inset: auto;
  margin: 0;
  z-index: 80;
  width: min(22rem, calc(100% - 1.5rem));
  background: var(--white);
  color: var(--slate);
  border: 1px solid var(--line);
  border-radius: 10px;
  box-shadow: var(--shadow);
  padding: 0.7rem 0.8rem;
  font: 0.88rem/1.45 var(--font);
  font-weight: 400;
}
.prose .glossary__panel p, .glossary__panel p { margin: 0; }
.explainer, .flow, .glance, .tax-calc { scroll-margin-top: 5.5rem; }

.pill {
  display: inline-block;
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  padding: 0.18rem 0.5rem;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: var(--white);
  color: var(--navy);
  line-height: 1.2;
}
.pill--yes { background: var(--navy-soft); color: var(--navy); border-color: #C5CED6; }
.pill--no { background: var(--white); color: var(--slate); border-color: var(--line); }
.pill--unclear { background: var(--paper); color: var(--slate); border-style: dashed; }

.glance {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 1.2rem 1.25rem 1.1rem;
  margin: 0 0 1.35rem;
  box-shadow: var(--shadow);
}
.glance dl { margin: 0; display: grid; gap: 0.65rem 1.25rem; }
@media (min-width: 700px) {
  .glance dl { grid-template-columns: 1fr 1fr; }
}
.glance div { min-width: 0; padding-bottom: 0.55rem; border-bottom: 1px solid var(--line); }
.glance dt {
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--muted);
  margin: 0 0 0.2rem;
}
.glance dd { margin: 0; font-size: 0.92rem; color: var(--navy); font-weight: 500; line-height: 1.4; }

.glance-table { margin: 0 0 1.5rem; }
.glance-table td .pill { margin: 0 0.2rem 0.2rem 0; }

.compare-sticky {
  display: none;
  box-sizing: border-box;
  width: 100%;
  background: var(--navy);
  color: var(--paper);
  padding: 0.7rem 1rem;
  gap: 0.65rem 0.9rem;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  z-index: 900;
}
@media (max-width: 820px) {
  .compare-sticky[data-visible="true"] {
    display: flex;
    position: fixed;
    left: 0; right: 0; bottom: 0;
  }
  body:has(.compare-sticky[data-visible="true"]) { padding-bottom: 5.5rem; }
}
body:has(#cookie-banner[data-visible="true"]) .compare-sticky {
  display: none !important;
}
.compare-sticky p { margin: 0; font-size: 0.92rem; color: var(--paper); flex: 1 1 12rem; }
.compare-sticky .btn { background: var(--teal); border-color: var(--teal); }
.compare-sticky__close {
  font: inherit;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--paper);
  background: transparent;
  border: 1.5px solid rgba(255,255,255,0.4);
  border-radius: var(--radius-sm);
  padding: 0.4rem 0.7rem;
  cursor: pointer;
}
.compare-sticky__close:focus-visible,
.compare-sticky .btn:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}

@media (max-width: 640px) {
  .site-header__inner, .disclosure-banner, main, .site-footer { padding-left: 1rem; padding-right: 1rem; }
}

/* Illustrative tax comparison (tax guide) */
.tax-calc {
  margin: 2rem 0 2.5rem;
  padding: 1.25rem 1.15rem 1.4rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.tax-calc-caveats {
  background: var(--gold-soft);
  border: 1px solid var(--warn-border);
  border-radius: var(--radius-sm);
  padding: 0.9rem 1rem 0.25rem;
  margin: 1rem 0 1.25rem;
  color: var(--navy);
}
.tax-calc-caveats ul { margin: 0.4rem 0 0.85rem; padding-left: 1.2rem; }
.tax-calc-caveats li { margin: 0.4rem 0; }
.tax-calc-nojs {
  background: var(--navy-soft);
  border: 1px dashed var(--line);
  border-radius: var(--radius-sm);
  padding: 0.75rem 1rem;
  color: var(--navy);
}
.tax-calc-form { margin: 1.1rem 0 0; }
.tax-calc-fields {
  display: grid;
  gap: 0.9rem;
}
@media (min-width: 640px) {
  .tax-calc-fields { grid-template-columns: 1fr 1fr; }
  .tax-calc-fields .tax-calc-field:last-child { grid-column: 1 / -1; }
}
.tax-calc-field label,
.tax-calc-treatment legend {
  display: block;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.35rem;
}
.tax-calc-field input[type="number"] {
  width: 100%;
  max-width: 20rem;
  font: inherit;
  color: var(--navy);
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 0.55rem 0.7rem;
}
.tax-calc-field input[type="number"]:focus {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
  border-color: var(--navy);
}
.tax-calc-hint {
  margin: 0.35rem 0 0;
  font-size: 0.95rem;
  color: var(--muted);
}
.tax-calc-treatment {
  margin: 1.15rem 0 1rem;
  padding: 0.85rem 1rem 1rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--paper);
}
.tax-calc-radios { display: grid; gap: 0.55rem; }
.tax-calc-radios label {
  display: flex;
  gap: 0.55rem;
  align-items: flex-start;
  color: var(--navy);
}
.tax-calc-radios input { margin-top: 0.35rem; accent-color: var(--navy); flex-shrink: 0; }
.tax-calc-submit {
  background: var(--navy);
  color: var(--white);
  border: 1px solid var(--navy);
  border-radius: 8px;
  padding: 0.6rem 1.1rem;
  font: inherit;
  font-weight: 600;
  cursor: pointer;
}
.tax-calc-submit:hover { background: var(--teal); border-color: var(--teal); color: var(--white); }
.tax-calc-submit:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
}
.tax-calc-results { margin-top: 1.4rem; }
#tax-calc-summary {
  font-weight: 600;
  color: var(--navy);
  font-size: 1.05rem;
}
.tax-calc-grid {
  display: grid;
  gap: 1rem;
}
@media (min-width: 821px) {
  .tax-calc-grid { grid-template-columns: 1fr 1fr; }
}
.tax-calc-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 1rem 1.05rem 1.1rem;
}
.tax-calc-card h3 {
  margin: 0 0 0.75rem;
  color: var(--navy);
  font-family: var(--display);
  font-size: 1.1rem;
}
.tax-calc-totals { margin: 0; }
.tax-calc-totals div { margin: 0 0 0.85rem; }
.tax-calc-totals dt {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
}
.tax-calc-totals dd {
  margin: 0.15rem 0 0;
  color: var(--navy);
  font-family: var(--display);
  font-weight: 700;
  font-size: 1.45rem;
  letter-spacing: -0.02em;
  line-height: 1.2;
}
.tax-calc-steps-grid {
  display: grid;
  gap: 1rem;
}
@media (min-width: 821px) {
  .tax-calc-steps-grid { grid-template-columns: 1fr 1fr; }
}
.tax-calc-working h3,
.tax-calc-rates h3 {
  color: var(--navy);
  font-size: 1.05rem;
}
.tax-calc-working ol,
.tax-calc-rate-list { padding-left: 1.2rem; }
.tax-calc-working li,
.tax-calc-rate-list li { margin: 0.4rem 0; }
@media (max-width: 390px) {
  .tax-calc { padding: 1rem 0.8rem 1.15rem; }
  .tax-calc-totals dd { font-size: 1.28rem; }
}

/* Compact ad / affiliate disclosure (collapsed by default; works without JS) */
.disclosure-banner {
  background: var(--gold-soft);
  border-bottom: 1px solid var(--warn-border);
  color: var(--navy);
  font-size: 0.92rem;
}
.disclosure-banner__details > summary {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 0.3rem 0.75rem;
  max-width: var(--wide);
  margin: 0 auto;
  padding: 0.55rem 1.5rem;
  cursor: pointer;
  font-weight: 500;
}
.disclosure-banner__details > summary::-webkit-details-marker,
.disclosure-banner__details > summary::marker { display: none; content: none; }
.disclosure-banner__details > summary:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: -3px;
}
.disclosure-banner__kicker {
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 0.01em;
}
.disclosure-banner__kicker::after { content: "·"; font-weight: 500; margin-left: 0.75rem; color: var(--muted); }
.disclosure-banner__tease { color: var(--navy); flex: 1 1 14rem; }
.disclosure-banner__action {
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
  margin-left: auto;
}
.disclosure-banner__hide { display: none; }
.disclosure-banner__details[open] > summary .disclosure-banner__show { display: none; }
.disclosure-banner__details[open] > summary .disclosure-banner__hide { display: inline; }
.disclosure-banner__body {
  max-width: var(--wide);
  margin: 0 auto;
  padding: 0 1.5rem 0.95rem;
  color: var(--navy);
}
.disclosure-banner__body p { margin: 0 0 0.7rem; }
.disclosure-banner__body p:last-child { margin-bottom: 0; }
.disclosure-banner__body a { color: var(--navy); font-weight: 600; }
.disclosure-banner__funded {
  background: rgba(255,255,255,0.45);
  border: 1px solid #EBD9B3;
  border-radius: 10px;
  padding: 0.75rem 0.9rem;
}
.disclosure-banner__funded h2 {
  font-family: var(--display);
  font-size: 0.95rem;
  margin: 0 0 0.3rem;
  color: var(--navy);
  letter-spacing: -0.02em;
}
@media (max-width: 640px) {
  .disclosure-banner__details > summary { padding: 0.55rem 1rem; }
  .disclosure-banner__body { padding-left: 1rem; padding-right: 1rem; }
}

/* Footer grouping */
.footer-grid {
  display: grid;
  gap: 1.5rem 2.5rem;
  margin-bottom: 1.75rem;
}
.footer-acc {
  margin: 0;
  border: 0;
  padding: 0;
  background: transparent;
}
.footer-acc > summary {
  list-style: none;
  font-family: var(--display);
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--white);
  letter-spacing: -0.02em;
  margin: 0 0 0.65rem;
  padding: 0;
}
.footer-acc > summary::-webkit-details-marker,
.footer-acc > summary::marker { display: none; content: none; }
.footer-acc > summary:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
}
.footer-nav a { text-decoration: none; }
.footer-nav a:hover { text-decoration: underline; }
.footer-funded { margin-top: 0.25rem; }
@media (min-width: 821px) {
  .footer-grid {
    grid-template-columns: minmax(16rem, 1.5fr) minmax(9rem, 0.75fr) minmax(11rem, 0.85fr);
    align-items: start;
  }
  .footer-acc > summary { cursor: default; }
}
@media (max-width: 820px) {
  .footer-grid { gap: 0; }
  .footer-brand { padding-bottom: 1.15rem; }
  .footer-acc {
    border-top: 1px solid rgba(255,255,255,0.14);
  }
  .footer-acc > summary {
    display: flex;
    align-items: center;
    justify-content: space-between;
    cursor: pointer;
    margin: 0;
    padding: 0.9rem 0;
  }
  .footer-acc > summary::after {
    content: "";
    width: 0.45rem;
    height: 0.45rem;
    border-right: 2px solid var(--gold);
    border-bottom: 2px solid var(--gold);
    transform: rotate(45deg);
    transition: transform 0.15s ease;
    margin-right: 0.2rem;
  }
  .footer-acc[open] > summary::after { transform: rotate(-135deg); }
  .footer-acc .footer-nav { padding: 0 0 1rem; }
}

/* Slightly tighter hero/explainer rhythm after the slimmer top bar */
.explainer { margin-top: 1.5rem; }

/* Compare firm list, filters, picker and company-accounts checklist — 11 Nov 2026 */
.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.firm-list, .compare-picker, .company-checklist {
  margin: 0 0 2rem;
}

.firm-list__intro, .compare-picker__intro, .company-checklist p {
  margin: 0 0 0.85rem;
}

.firm-list__meta {
  font-size: 0.92rem;
  color: var(--muted);
  margin: 0 0 1rem;
}

.firm-filters {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 0.4rem 1rem 1rem;
  margin: 0 0 1.15rem;
}
.firm-filters > summary {
  cursor: pointer;
  font-weight: 600;
  color: var(--navy);
  font-family: var(--display);
  padding: 0.65rem 0;
  list-style: none;
}
.firm-filters > summary::-webkit-details-marker { display: none; }
.firm-filters > summary::before {
  content: "";
  display: inline-block;
  width: 0.55rem;
  height: 0.55rem;
  margin-right: 0.5rem;
  border-right: 2px solid var(--teal);
  border-bottom: 2px solid var(--teal);
  transform: rotate(45deg);
  vertical-align: 0.15rem;
}
.firm-filters[open] > summary::before { transform: rotate(225deg); vertical-align: -0.05rem; }
.firm-filters > summary:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}
.firm-filters__note, .firm-filters__noscript, .compare-picker__noscript {
  font-size: 0.9rem;
  color: var(--slate);
  background: var(--navy-soft);
  border-radius: var(--radius-sm);
  padding: 0.55rem 0.75rem;
  margin: 0 0 0.9rem;
}
.firm-filter-grid {
  display: grid;
  gap: 0.85rem;
  grid-template-columns: 1fr;
}
@media (min-width: 700px) {
  .firm-filter-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (min-width: 1100px) {
  .firm-filter-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); }
}
.firm-filter-grid fieldset {
  margin: 0;
  padding: 0.65rem 0.75rem 0.7rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--paper);
  min-width: 0;
}
.firm-filter-grid legend {
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  color: var(--navy);
  padding: 0 0.3rem;
}
.firm-filter-grid label {
  display: flex;
  align-items: flex-start;
  gap: 0.45rem;
  margin: 0.28rem 0;
  font-size: 0.9rem;
  color: var(--slate);
  cursor: pointer;
}
.firm-filter-grid input[type="checkbox"] {
  margin: 0.2rem 0 0;
  accent-color: var(--teal);
  width: 1.05rem;
  height: 1.05rem;
  flex: 0 0 auto;
}
.firm-filters__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem 1rem;
  align-items: center;
  margin: 0.9rem 0 0;
}
.firm-filters__actions button {
  font: inherit;
  font-weight: 600;
  color: var(--navy);
  background: var(--white);
  border: 1.5px solid var(--navy);
  border-radius: var(--radius-sm);
  padding: 0.4rem 0.85rem;
  cursor: pointer;
}
.firm-filters__actions button:hover { background: var(--navy-soft); }
.firm-filters__actions button:focus-visible,
.firm-pick:focus-visible,
.firm-card__pick input:focus-visible,
.firm-dir input:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}
#firm-list-status, #compare-picker-status {
  margin: 0;
  font-size: 0.9rem;
  color: var(--navy);
  font-weight: 600;
}

@media (max-width: 899px) {
  .firm-dir-wrap { display: none; }
}
.firm-dir-wrap table {
  overflow: visible;
  border-radius: 0;
  font-size: 0.84rem;
  width: max-content;
  min-width: 100%;
  margin: 0;
}
.firm-dir th, .firm-dir td {
  min-width: 9.5rem;
  max-width: 16rem;
}
.firm-dir th:first-child,
.firm-dir td:first-child {
  position: sticky;
  left: 0;
  z-index: 2;
  min-width: 11.5rem;
  max-width: 14rem;
  background: var(--white);
  box-shadow: 1px 0 0 var(--line);
}
.firm-dir thead th:first-child {
  z-index: 3;
  background: var(--navy-soft);
}
.firm-dir .firm-dir__name {
  font-weight: 700;
  color: var(--navy);
  text-decoration-thickness: 1.5px;
}
.firm-dir .firm-dir__name:hover { color: var(--teal); }
.firm-dir .firm-dir__product {
  display: block;
  font-weight: 400;
  font-size: 0.8rem;
  color: var(--muted);
  margin-top: 0.2rem;
}
.firm-dir .firm-dir__checked {
  display: block;
  font-size: 0.75rem;
  color: var(--muted);
  margin-top: 0.25rem;
}
.firm-pick {
  display: flex;
  align-items: flex-start;
  gap: 0.4rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--navy);
  margin: 0 0 0.45rem;
  cursor: pointer;
}
.firm-pick input { accent-color: var(--teal); margin: 0.15rem 0 0; }
.firm-dir td.is-not-confirmed,
.firm-card__dl dd.is-not-confirmed {
  color: var(--slate);
  font-style: italic;
}

.firm-cards {
  list-style: none;
  margin: 0 0 1.25rem;
  padding: 0;
  display: none;
  gap: 0.9rem;
}
@media (max-width: 899px) {
  .firm-cards { display: grid; }
  .firm-dir-hint { display: none; }
}
.firm-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 0.95rem 1rem 1rem;
  min-width: 0;
}
.firm-card[hidden], .firm-dir tbody tr[hidden] { display: none; }
.firm-card__head {
  margin: 0 0 0.7rem;
  padding-bottom: 0.7rem;
  border-bottom: 1px solid var(--line);
}
.firm-card__head h3 {
  margin: 0.15rem 0 0.2rem;
  font-size: 1.15rem;
  font-family: var(--display);
}
.firm-card__head h3 a { color: var(--navy); }
.firm-card__head h3 a:hover { color: var(--teal); }
.firm-card__product, .firm-card__checked {
  margin: 0;
  font-size: 0.85rem;
  color: var(--muted);
}
.firm-card__dl {
  display: grid;
  gap: 0.55rem 0.75rem;
  margin: 0;
}
.firm-card__dl > div {
  display: grid;
  grid-template-columns: minmax(7.5rem, 36%) minmax(0, 1fr);
  gap: 0.4rem 0.75rem;
  padding: 0.35rem 0;
  border-bottom: 1px solid var(--line);
}
.firm-card__dl > div:last-child { border-bottom: 0; }
.firm-card__dl dt {
  margin: 0;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  color: var(--muted);
}
.firm-card__dl dd { margin: 0; font-size: 0.92rem; color: var(--navy); }
@media (max-width: 390px) {
  .firm-card { padding: 0.85rem 0.8rem 0.95rem; }
  .firm-card__dl > div { grid-template-columns: 1fr; gap: 0.15rem; }
}

.compare-picker__status-line {
  margin: 0 0 0.75rem;
  font-size: 0.92rem;
  color: var(--navy);
  font-weight: 600;
  min-height: 1.3em;
}
#snapshot-compare-wrap table { overflow: visible; }

.company-checklist {
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 4px solid var(--teal);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 1.1rem 1.15rem 1.2rem;
  margin: 1.25rem 0 1.75rem;
}
.company-checklist h2, .company-checklist h3 {
  margin-top: 0;
}
.company-checklist ul { margin: 0.4rem 0 0.9rem; padding-left: 1.2rem; }
.company-checklist li { margin: 0.4rem 0; }
.company-checklist__links {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  padding-left: 1.2rem;
  margin: 0.4rem 0 0.9rem;
}

.firm-cell__checked, .firm-cell__sources {
  display: block;
  font-size: 0.75rem;
  color: var(--muted);
  font-style: normal;
  font-weight: 400;
  margin-top: 0.28rem;
  line-height: 1.45;
}
.firm-cell__sources a { font-weight: 600; }
.glance .as-of, .firm-card .as-of, dd .as-of {
  display: inline;
  font-size: 0.8em;
  color: var(--muted);
  font-weight: 400;
}

/* --- Find an answer (header + search page) --- */
.nav-search {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-weight: 600;
}
.site-search {
  position: relative;
}
.site-search__panel[hidden] { display: none; }
.site-search__panel {
  position: absolute;
  right: 0;
  top: calc(100% + 0.4rem);
  z-index: 40;
  width: min(28rem, calc(100% - 2rem)); max-width: calc(100% - 0px);
  background: var(--surface, #fff);
  color: var(--text, #10243A);
  border: 1px solid var(--line, #d5dde4);
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(16, 36, 58, 0.16);
  padding: 0.9rem 1rem 1rem;
}
.site-search__label,
.search-page__label {
  display: block;
  font-weight: 650;
  margin-bottom: 0.35rem;
}
.site-search__input,
.search-page__input {
  width: 100%;
  font: inherit;
  padding: 0.55rem 0.7rem;
  border: 1px solid var(--line, #c5d0d8);
  border-radius: 8px;
  background: #fff;
  color: inherit;
}
.site-search__note,
.search-page__note,
.search-page__empty {
  margin: 0.55rem 0 0;
  font-size: 0.85rem;
  color: var(--muted, #4a5b6a);
}
.site-search__results,
.search-page__results {
  list-style: none;
  margin: 0.7rem 0 0;
  padding: 0;
  max-height: 18rem;
  overflow: auto;
}
.site-search__results li,
.search-page__results li {
  margin: 0;
  padding: 0.45rem 0;
  border-top: 1px solid var(--line, #e6ecf0);
}
.site-search__results a,
.search-page__results a {
  font-weight: 650;
  text-decoration: underline;
}
.site-search__meta,
.search-page__meta {
  display: block;
  font-size: 0.8rem;
  color: var(--muted, #4a5b6a);
  font-weight: 500;
}
.site-search__snippet,
.search-page__snippet {
  display: block;
  font-size: 0.85rem;
  margin-top: 0.15rem;
}
.search-page__index {
  margin-top: 1.4rem;
}
.search-page__index h2 { margin-top: 1.2rem; }
.search-page__index ul { margin: 0.3rem 0 0; }
@media (max-width: 899px) {
  .site-search__panel {
    position: static;
    width: auto;
    margin: 0.6rem 0 0;
    box-shadow: none;
  }
}

/* --- Fee official vs approximate pair --- */
.fee-pair { margin: 0; }
.fee-pair__label { font-weight: 650; margin: 0 0 0.35rem; }
.fee-pair__sides {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.4rem 1rem;
}
@media (min-width: 600px) {
  .fee-pair__sides { grid-template-columns: 1fr 1fr; }
}
.fee-pair__cur {
  display: block;
  font-size: 0.75rem;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  color: var(--muted, #4a5b6a);
  font-weight: 650;
}
.fee-pair__amt { display: block; font-weight: 650; }
.fee-pair__approx { font-weight: 500; }
.fee-pair__note {
  margin: 0.4rem 0 0;
  font-size: 0.8rem;
  color: var(--muted, #4a5b6a);
  line-height: 1.45;
}
.fee-pair--compact .fee-pair__note { font-size: 0.75rem; }
td .fee-pair__sides { grid-template-columns: 1fr; }

/* --- Compare carousel --- */
.compare-picker { margin-top: 1.6rem; }
.compare-carousel {
  margin: 0.8rem 0 0.4rem;
}
.compare-carousel__toolbar {
  display: none;
  align-items: center;
  justify-content: space-between;
  gap: 0.6rem;
  margin-bottom: 0.55rem;
}
.compare-carousel__toolbar button {
  font: inherit;
  font-weight: 650;
  padding: 0.4rem 0.75rem;
  border-radius: 8px;
  border: 1px solid var(--line, #c5d0d8);
  background: #fff;
  color: inherit;
  cursor: pointer;
}
.compare-carousel__toolbar button:focus-visible,
.compare-carousel__dot:focus-visible,
.compare-carousel__viewport:focus-visible {
  outline: 3px solid #D4A64A;
  outline-offset: 2px;
}
.compare-carousel__toolbar button:disabled {
  opacity: 0.45;
  cursor: not-allowed;
}
.compare-carousel__status {
  margin: 0;
  font-weight: 650;
  font-size: 0.9rem;
}
.compare-carousel__viewport {
  overflow: visible;
}
.compare-carousel__track {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}
.compare-carousel__track[data-count="1"] { grid-template-columns: minmax(0, 1fr); }
.compare-carousel__track[data-count="2"] { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.compare-card {
  border: 1px solid var(--line, #d5dde4);
  border-radius: 14px;
  background: var(--surface, #fff);
  padding: 1rem 1rem 1.05rem;
  display: flex;
  flex-direction: column;
  min-width: 0;
}
.compare-card__head { margin-bottom: 0.6rem; }
.compare-card__head h3 {
  margin: 0 0 0.2rem;
  font-size: 1.15rem;
}
.compare-card__product,
.compare-card__checked {
  margin: 0;
  font-size: 0.82rem;
  color: var(--muted, #4a5b6a);
}
.compare-card__dl {
  margin: 0;
  display: grid;
  gap: 0.55rem 0;
}
.compare-card__dl > div {
  border-top: 1px solid var(--line, #e6ecf0);
  padding-top: 0.45rem;
}
.compare-card__dl dt {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.02em;
  color: var(--muted, #4a5b6a);
  font-weight: 700;
}
.compare-card__dl dd { margin: 0.15rem 0 0; }
.compare-card__cta {
  margin-top: auto;
  padding-top: 0.85rem;
}
.compare-card__cta .btn {
  display: inline-flex;
  width: 100%;
  justify-content: center;
  text-align: center;
  box-sizing: border-box;
}
.compare-card__ad,
.compare-card__official {
  display: block;
  margin: 0 0 0.35rem;
  font-size: 0.78rem;
  font-weight: 700;
}
.compare-carousel__dots {
  display: none;
  justify-content: center;
  gap: 0.4rem;
  margin: 0.7rem 0 0;
}
.compare-carousel__dot {
  width: 0.65rem;
  height: 0.65rem;
  padding: 0;
  border-radius: 50%;
  border: 1px solid #10243A;
  background: #fff;
  cursor: pointer;
}
.compare-carousel__dot[aria-current="true"] {
  background: #10243A;
}
.compare-carousel__empty {
  margin: 0.6rem 0 0;
}

@media (max-width: 899px) {
  .compare-carousel__toolbar,
  .compare-carousel__dots { display: flex; }
  .compare-carousel__viewport {
    overflow-x: auto;
    overflow-y: hidden;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    -webkit-overflow-scrolling: touch;
    padding-bottom: 0.2rem;
  }
  .compare-carousel__track,
  .compare-carousel__track[data-count="1"],
  .compare-carousel__track[data-count="2"],
  .compare-carousel__track[data-count="3"] {
    display: flex;
    gap: 0.8rem;
    grid-template-columns: none;
  }
  /* superseded by the contained .has-compare-js rules later in this file */
  .compare-card {
    scroll-snap-align: start;
    scroll-snap-stop: always;
  }
}

@media (prefers-reduced-motion: reduce) {
  .compare-carousel__viewport { scroll-behavior: auto; }
}

.compare-card__dl .fee-pair__label,
.firm-card__dl .fee-pair__label,
.glance dd .fee-pair__label,
td .fee-pair__label { position:absolute; width:1px; height:1px; overflow:hidden; clip:rect(0,0,0,0); }


@media (max-width: 414px) {
  main { padding-left: 1rem; padding-right: 1rem; }
  .site-header__inner { padding-left: 1rem; padding-right: 1rem; }
}


/* --- Compact compare control and contained carousel (11 Nov 2026, t132) --- */
.compare-control,
.compare-picker,
.compare-carousel,
.compare-carousel__viewport,
.compare-carousel__track {
  min-width: 0;
  max-width: 100%;
}
.compare-picker__meta {
  font-size: 0.92rem;
  color: var(--muted);
  margin: 0 0 1rem;
}
.compare-control {
  display: grid;
  gap: 0.9rem;
  margin: 0 0 1rem;
}
.firm-picker {
  margin: 0;
  padding: 0.75rem 1rem 0.9rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: var(--shadow);
  min-width: 0;
}
.firm-picker legend {
  font-family: var(--display);
  font-weight: 700;
  color: var(--navy);
  padding: 0 0.25rem;
}
.firm-picker__hint {
  margin: 0 0 0.65rem;
  font-size: 0.9rem;
  color: var(--slate);
}
.firm-picker__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.45rem;
  grid-template-columns: 1fr;
}
@media (min-width: 700px) {
  .firm-picker__list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (min-width: 1100px) {
  .firm-picker__list { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
.firm-picker__item {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 0.15rem 0.85rem;
  min-width: 0;
  padding: 0.35rem 0.15rem;
  border-bottom: 1px solid var(--line);
}
.firm-picker__item:last-child { border-bottom: 0; }
.firm-picker .firm-pick {
  margin: 0;
  font-size: 0.95rem;
}
.firm-picker__page {
  font-size: 0.85rem;
  overflow-wrap: anywhere;
}
.compare-control__status {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem 1rem;
  align-items: center;
}
#compare-show-all,
.firm-filters__actions button {
  font: inherit;
  font-weight: 600;
  color: var(--navy);
  background: var(--white);
  border: 1.5px solid var(--navy);
  border-radius: var(--radius-sm);
  padding: 0.4rem 0.85rem;
  cursor: pointer;
}
#compare-show-all:hover { background: var(--navy-soft); }
#compare-show-all:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}

/* Default (no JS): stacked cards, no page-wide sideways scroll */
.compare-carousel {
  margin: 0.8rem 0 0.4rem;
  overflow: hidden;
  contain: layout paint;
  width: 100%;
  max-width: 100%;
  min-width: 0;
}
.compare-carousel__toolbar,
.compare-carousel__dots { display: none; }
.compare-carousel__viewport {
  overflow: visible;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  container-type: inline-size;
  container-name: compare-cards;
}
.compare-carousel__track,
.compare-carousel__track[data-count="1"],
.compare-carousel__track[data-count="2"],
.compare-carousel__track[data-count="3"],
.compare-carousel__track[data-count="4"],
.compare-carousel__track[data-count="5"] {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.9rem;
  width: 100%;
  max-width: 100%;
  min-width: 0;
}
.compare-card {
  flex: 1 1 auto;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  overflow-wrap: anywhere;
}

/* JS-enhanced: horizontal carousel on small screens */
@media (max-width: 899px) {
  .has-compare-js .compare-carousel__toolbar,
  .has-compare-js .compare-carousel__dots { display: flex; }
  .has-compare-js .compare-carousel__viewport {
    overflow-x: auto;
    overflow-y: hidden;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    -webkit-overflow-scrolling: touch;
    overscroll-behavior-x: contain;
    touch-action: pan-x pan-y;
    padding-bottom: 0.2rem;
    width: 100%;
    max-width: 100%;
  }
  .has-compare-js .compare-carousel__track,
  .has-compare-js .compare-carousel__track[data-count="1"],
  .has-compare-js .compare-carousel__track[data-count="2"],
  .has-compare-js .compare-carousel__track[data-count="3"],
  .has-compare-js .compare-carousel__track[data-count="4"],
  .has-compare-js .compare-carousel__track[data-count="5"] {
    display: flex;
    flex-direction: row;
    flex-wrap: nowrap;
    gap: 0.8rem;
    width: max-content;
    max-width: none;
  }
  .has-compare-js .compare-card {
    flex: 0 0 calc(100cqi - 2.25rem);
    width: calc(100cqi - 2.25rem);
    max-width: calc(100cqi - 2.25rem);
    box-sizing: border-box;
    scroll-snap-align: start;
    scroll-snap-stop: always;
    overflow: visible;
    max-height: none;
  }
  .has-compare-js .compare-carousel__track[data-count="1"] .compare-card {
    flex-basis: 100cqi;
    width: 100cqi;
    max-width: 100cqi;
  }
}

/* JS-enhanced desktop: side by side; inner scroll only when more than 3 cards */
@media (min-width: 900px) {
  .has-compare-js .compare-carousel__viewport {
    overflow-x: visible;
    width: 100%;
  }
  .has-compare-js .compare-carousel__track,
  .has-compare-js .compare-carousel__track[data-count="1"],
  .has-compare-js .compare-carousel__track[data-count="2"],
  .has-compare-js .compare-carousel__track[data-count="3"] {
    display: grid;
    flex-direction: unset;
    grid-template-columns: repeat(var(--compare-cols, 3), minmax(0, 1fr));
    width: 100%;
    max-width: 100%;
    gap: 1rem;
  }
  .has-compare-js .compare-carousel__track[data-count="1"] { --compare-cols: 1; }
  .has-compare-js .compare-carousel__track[data-count="2"] { --compare-cols: 2; }
  .has-compare-js .compare-carousel__track[data-count="3"] { --compare-cols: 3; }
  .has-compare-js .compare-carousel--scroll .compare-carousel__toolbar,
  .has-compare-js .compare-carousel--scroll .compare-carousel__dots { display: flex; }
  .has-compare-js .compare-carousel--scroll .compare-carousel__viewport {
    overflow-x: auto;
    overflow-y: hidden;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    overscroll-behavior-x: contain;
  }
  .has-compare-js .compare-carousel--scroll .compare-carousel__track,
  .has-compare-js .compare-carousel--scroll .compare-carousel__track[data-count="4"],
  .has-compare-js .compare-carousel--scroll .compare-carousel__track[data-count="5"] {
    display: flex;
    flex-direction: row;
    flex-wrap: nowrap;
    width: max-content;
    max-width: none;
    gap: 1rem;
    grid-template-columns: none;
  }
  .has-compare-js .compare-carousel--scroll .compare-card {
    flex: 0 0 calc((100cqi - 2rem) / 3);
    width: calc((100cqi - 2rem) / 3);
    min-width: 0;
    max-width: none;
    scroll-snap-align: start;
  }
}

@media (prefers-reduced-motion: reduce) {
  .compare-carousel__viewport { scroll-behavior: auto; }
}

a, p, li, td, th, dd, dt, .fee-pair, .compare-card, .firm-picker {
  overflow-wrap: anywhere;
}


/* --- Touch scrolling and compare usability (11 Nov 2026, t133) --- */
/* pan-x alone blocked vertical page scrolling while a finger was on a card. */
.compare-carousel,
.compare-carousel__viewport,
.compare-carousel__track,
.compare-card,
.compare-card * {
  touch-action: pan-x pan-y;
}
.compare-carousel__viewport,
.compare-carousel__track {
  overscroll-behavior-x: contain;
  overscroll-behavior-y: auto;
}
.compare-card {
  overflow: visible;
  max-height: none;
}
.compare-card,
.compare-card__dl,
.compare-card__more,
.compare-card__head {
  overflow-y: visible;
}

/* Card header: firm name + Visit stay visible together */
.compare-card__head-row {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-start;
  justify-content: space-between;
  gap: 0.75rem 1rem;
}
.compare-card__titles { min-width: 0; flex: 1 1 10rem; }
.compare-card__head .compare-card__cta {
  margin-top: 0;
  padding-top: 0;
  flex: 0 1 11rem;
  min-width: 9rem;
}
.compare-card__cta .btn {
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  box-sizing: border-box;
}

.compare-card__help {
  display: block;
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0;
  text-transform: none;
  color: var(--muted);
  margin: 0.15rem 0 0;
  line-height: 1.4;
}
.compare-card__more {
  margin: 0.7rem 0 0;
  border-top: 1px solid var(--line, #e6ecf0);
  padding-top: 0.35rem;
}
.compare-card__more > summary {
  cursor: pointer;
  font-weight: 700;
  color: var(--navy);
  min-height: 44px;
  display: flex;
  align-items: center;
  list-style: none;
}
.compare-card__more > summary::-webkit-details-marker { display: none; }
.compare-card__more > summary::before {
  content: "";
  display: inline-block;
  width: 0.5rem;
  height: 0.5rem;
  margin-right: 0.45rem;
  border-right: 2px solid var(--teal);
  border-bottom: 2px solid var(--teal);
  transform: rotate(45deg);
}
.compare-card__more[open] > summary::before { transform: rotate(225deg); }
.compare-card__more > summary:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}

/* Keep the card controls clear of the sticky header when scrolled into view */
.compare-carousel,
.compare-carousel__bar {
  scroll-margin-top: 5.5rem;
}
/* Status + Show all sit with the cards */
.compare-carousel__bar {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem 1rem;
  align-items: center;
  margin: 0 0 0.65rem;
}
.compare-carousel__bar .compare-picker__status-line { margin: 0; }

/* 44px tap targets */
.firm-picker__item {
  min-height: 44px;
  align-items: center;
  padding: 0.35rem 0.55rem;
  border: 2px solid transparent;
  border-radius: var(--radius-sm);
  border-bottom: 2px solid transparent;
}
.firm-picker__item:last-child { border-bottom: 2px solid transparent; }
.firm-pick {
  min-height: 44px;
  align-items: center;
  font-size: 1rem;
}
.firm-pick input {
  width: 1.25rem;
  height: 1.25rem;
  flex: 0 0 1.25rem;
}
.firm-picker__item.is-selected,
.firm-picker__item:has(input[data-firm-pick]:checked) {
  background: var(--teal-soft);
  border-color: var(--teal);
  box-shadow: inset 0 0 0 1px var(--teal);
}
.firm-picker__item.is-selected .firm-pick span::after,
.firm-picker__item:has(input[data-firm-pick]:checked) .firm-pick span::after {
  content: " · Selected";
  font-weight: 700;
  color: var(--teal);
  font-size: 0.85rem;
}
#compare-show-all,
.firm-filters__actions button,
.compare-carousel__toolbar button,
.firm-filters > summary {
  min-height: 44px;
  min-width: 44px;
  padding: 0.55rem 1rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  box-sizing: border-box;
}
.firm-filters > summary { justify-content: flex-start; width: 100%; }
.firm-filter-grid label {
  min-height: 44px;
  align-items: center;
}
.firm-picker__page {
  min-height: 44px;
  display: inline-flex;
  align-items: center;
}
.compare-carousel__dot {
  width: 44px;
  height: 44px;
  border: 0;
  background: transparent;
  border-radius: 50%;
  position: relative;
}
.compare-carousel__dot::before {
  content: "";
  position: absolute;
  left: 50%;
  top: 50%;
  width: 0.7rem;
  height: 0.7rem;
  margin: -0.35rem 0 0 -0.35rem;
  border-radius: 50%;
  border: 1px solid #10243A;
  background: #fff;
}
.compare-carousel__dot[aria-current="true"]::before {
  background: #10243A;
}


/* --- Key facts boxes and plain-English lists (11 Nov 2026, t134) --- */
.key-facts {
  scroll-margin-top: 5.5rem;
  background: var(--white, #fff);
  border: 1px solid var(--line, #e6ecf0);
  border-radius: var(--radius, 12px);
  padding: 1rem 1.1rem 1.15rem;
  margin: 0 0 1.25rem;
  box-shadow: 0 1px 0 rgba(16, 36, 58, 0.04);
}
.key-facts h2 { margin: 0 0 0.35rem; }
.key-facts__product,
.key-facts__checked {
  margin: 0 0 0.45rem;
  font-size: 0.92rem;
  color: var(--muted);
  line-height: 1.45;
}
.key-facts__list {
  list-style: none;
  margin: 0.75rem 0 0;
  padding: 0;
}
.key-facts__list li {
  display: block;
  padding: 0.55rem 0;
  border-top: 1px solid var(--line, #e6ecf0);
  line-height: 1.45;
  font-size: 0.98rem;
}
.key-facts__label {
  display: block;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.15rem;
}
.key-facts__value { color: var(--navy); }
.key-facts__note {
  display: block;
  margin-top: 0.25rem;
  font-size: 0.85rem;
  color: var(--muted);
  font-weight: 500;
}
.key-facts__means,
.key-facts__know {
  margin: 0.9rem 0 0;
  padding-top: 0.7rem;
  border-top: 1px solid var(--line, #e6ecf0);
}
.key-facts__means-title,
.key-facts__know-title {
  margin: 0 0 0.4rem;
  font-size: 1.05rem;
}
.key-facts__means-line {
  margin: 0 0 0.4rem;
  font-size: 0.9rem;
  color: var(--muted);
  line-height: 1.45;
}
.key-facts__know ul { margin: 0.2rem 0 0; padding-left: 1.15rem; }
.key-facts__know li { margin: 0 0 0.4rem; line-height: 1.45; }

/* Compare cards: key-fact rows stay one fact per line, no inner vertical scroll */
.compare-card__dl--key { overflow: visible; max-height: none; }
.compare-card__dl--key > div { margin: 0; padding: 0.55rem 0; border-top: 1px solid var(--line, #e6ecf0); }


/* --- GBP-first fee display (11 Nov 2026, t135) --- */
.fee-gbp-first,
.fee-pair--gbp-first { margin: 0; }
.fee-gbp-first__primary,
.fee-pair--gbp-first .fee-pair__primary {
  display: block;
  font-weight: 650;
  color: var(--navy);
  line-height: 1.45;
}
.fee-gbp-first__official,
.fee-pair--gbp-first .fee-pair__official {
  font-weight: 500;
}